AML & VOI Checks for
Less Than a Coffee
Prepare your accounting firm for AML/CTF Tranche 2 with client verification, AML screening, policy templates, staff training and audit-ready records.
Get 50 FREE Credits
Verify up to 5 clients free. No credit card required. Ongoing AML & VOI checks from just $4 per client.
3 Things Accounting Firms Need to Get Ready
AML/CTF Tranche 2 is not just about checking IDs. Your firm needs a practical compliance framework covering:
Client VOI & AML Checks
Verify client identity, screen for PEPs, sanctions and adverse media, and keep audit-ready records.
AML/CTF Policies & Procedures
Put your AML program, risk assessment, onboarding workflow, engagement letter clauses and escalation process in place.
Staff Training
Train your team on AML obligations, red flags, client due diligence and record keeping.
AML/CTF Compliance Packages for Australian Accounting Firms
Perfect for sole practitioners and small accounting firms wanting a practical AML/CTF compliance starting point.
- 500 Verification Credits
- AML/CTF Program Pack
- AML Risk Assessment Template
- Client Onboarding & Screening Forms
- Engagement Letter AML Clauses
- Client Communication Templates
- Staff AML Training Materials
- VERA Platform Access
- Email Support
Everything your firm needs to become AML/CTF ready before 1 July 2026.
- 1500 Verification Credits
- AML Implementation Workshop
- Compliance Setup Consultation
- AML Workflow Design
- Staff Training Session
- Customisation Assistance
- Priority Support
- Compliance Officer Setup Guidance
- Beneficial Ownership & CDD Templates
- Annual AML Compliance Checklist
A complete done-with-you AML compliance solution for growing accounting firms.
- 5000 Verification Credits
- Customised AML Program
- Customised Risk Assessment
- Custom Engagement Letter Review
- 2 x Staff Training Sessions
- Dedicated Implementation Specialist
- Compliance Health Check
- Annual Program Review Meeting
- Ongoing AML Guidance
- Priority Phone & Email Support
- Multi-Office Implementation Support
Included With Every Package
Not Sure Which Package Is Right For You?
Book a free AML Readiness Assessment and we'll recommend the most suitable package for your firm.
How Credits Work
VERA runs on a simple credit system — no monthly surprises, no per-seat fees. Pay only for the verifications you run.
Full AML/CTF verification — VOI, PEP screening, sanctions check, risk scoring, and audit trail — for the cost of a coffee.
with every new account
That's 5 full client verifications — completely free. Run VERA on real clients, see the audit trail, and verify it works with your practice tools before spending a dollar.
Does My Accounting Firm Need to Register with AUSTRAC?
Whether your firm is captured depends entirely on which services you provide — not your firm's size, trading name, or how often the service is delivered.
The one-service rule: If you provide even one designated service to even one client, your entire firm becomes a reporting entity under the AML/CTF Act — regardless of firm size, structure, or how rarely that service is provided.
Are You Providing Any Of These Services?
| Services | Answer |
|---|---|
| Company Setups | ☐ Yes ☐ No |
| Trust Setups | ☐ Yes ☐ No |
| SMSF Establishment | ☐ Yes ☐ No |
| Business Purchases | ☐ Yes ☐ No |
| Business Sales | ☐ Yes ☐ No |
| Restructures | ☐ Yes ☐ No |
| Finance Assistance | ☐ Yes ☐ No |
| Registered Office Services | ☐ Yes ☐ No |
Why Manual Compliance Is Not Viable at Scale
Manual AML/CTF client verification is legally compliant if executed correctly — but it is practically unworkable for most accounting firms at any meaningful client volume.
| The Manual Compliance Problem | The Real Cost to Your Firm |
|---|---|
| 30–45 minutes per client for full CDD | 100 clients = 50–75 hours of staff time |
| Manual PEP and sanctions searching across multiple databases | Prone to misses — no single reliable manual source |
| Email-based document collection — 10–15 emails per client | Inconsistent, slow, and impossible to audit |
| Manual risk rating decisions with no audit trail | Defensibility collapses under AUSTRAC review |
| Ad hoc record keeping across shared drives and email | 7-year retention compliance is difficult to guarantee |
| No re-screening trigger for existing clients | Ongoing monitoring obligation is effectively unmet |
Manual processes are appropriate only as a very short-term bridge for firms with fewer than 20 clients receiving designated services, or while a software solution is being configured. For most practices, a purpose-built compliance tool is the only workable path.
AML/CTF Compliance Package for Accounting Firms
Everything You Need To Get AML/CTF Ready Before 1 July 2026
Avoid months of research, template creation, and compliance uncertainty. We've packaged everything your firm needs into one simple solution.AML/CTF Program Pack
A comprehensive set of customisable templates and compliance documents that your firm can implement internally — significantly reducing the time and cost of preparing an AML framework from scratch.
- AML/CTF Program Manual
- Client onboarding workflows and engagement letter clauses
- Beneficial ownership and risk assessment templates
- CDD and Enhanced CDD checklists
- Internal escalation workflows and staff procedures
- Client communication templates and record-keeping governance
AML/CTF Staff Training Program
Practical training tailored specifically for accounting firms — focused on implementation, not theory. Every person in your firm who interacts with clients or handles financial matters must be trained before 1 July 2026 and annually thereafter.
VOI & AML Screening Platform (VERA)
Digital VOI verification, PEP and sanctions screening, secure document collection, and full audit trails — fully automated within your existing practice management tools.
- Face-ID biometric VOI — ATO and TPB compliant
- Automated PEP, sanctions and watchlist screening
- Secure client onboarding links — eliminates email chains
- Risk scoring engine with configurable rules
- 7-year audit trail — stored and retrievable on demand
VERA automates your entire AML/CTF workflow.
VERA is NeX Automate's client verification automation tool, built end-to-end for the practice management environment. It reduces 30–45 minutes of manual work per client to approximately 3 minutes — designed to plug into your existing tools, generate the documents your clients expect, and produce the audit trail AUSTRAC requires.
VOI — Identity Verification
Face-ID biometric matching plus government document verification. Fully automated — not chased over email. ATO and TPB compliant from day one.
PEP & Sanctions Screening
Automated screening against OFAC, UN, and Australian Government sanctions lists, plus global PEP databases. Every client, every time — no manual searches.
Automated Risk Scoring
Configurable rules classify each client as Low, Medium, or High risk. High-risk cases are automatically routed to your Compliance Officer with evidence pre-organised.
Secure Document Collection
Sends secure onboarding links, collects all required IDs and documents, validates accuracy — eliminating 10 to 15 emails per client.
Engagement Letter Generation
Engagement and ethical letters are generated automatically from verified client data — no manual re-entry, no copy-paste errors, every time.
Full Audit Trail & Record Keeping
Every check, decision, document, and note is timestamped and logged. Exportable case records stored for the required 7-year retention period.
Practice System Integration
Plugs into Xero/XPM, FYI Docs, MYOB, QuickBooks, BGL, and LodgeIt. Client records created automatically in your practice management system.
Tax Agent Portal Integration
Verified clients are added to your ATO Tax Agent Portal seamlessly — no double-entry, no re-keying client data between systems.
| Task | Manual Process | With VERA |
|---|---|---|
| CDD per client (VOI + screening + risk scoring) | 30–45 min | ~2 min |
| 100 clients verified | 50–75 hours | ~5 hours |
| Document collection per client | 10–15 emails | 1 automated link |
| Engagement letter generation | 10–20 min | Automatic |
| Record keeping & audit trail | Ongoing manual effort | Automated — always on |
From Zero to AUSTRAC-Compliant in Four Steps.
Readiness Assessment
We identify which of your services trigger Tranche 2 obligations, map compliance gaps, and define your compliance scope. No jargon — just a clear picture of where you stand.
Program & Setup
Your AML/CTF program is documented, VERA is configured to your practice's risk profile and workflows, and team roles are assigned. Your program meets AUSTRAC's requirements for your size and complexity.
Go Live
Client verification, PEP and sanctions screening, risk scoring, and case management are active. From this point, you can onboard any client in approximately 3 minutes — with a full audit trail from the first verification.
Ongoing Monitoring
VERA handles re-screening, monitoring alerts, and audit preparation on a continuous basis. Our compliance specialists are available as your program matures or AUSTRAC releases updated guidance.
Everything included in your FREE DEMO
Full platform access from day one — no feature gates, no sales call required to unlock anything.
VOI & Identity Verification
Run real client onboarding — Face-ID biometric matching, document verification, ATO and TPB compliant results in minutes.
Full AccessPEP & Sanctions Screening
Live screening against OFAC, UN, and Australian Government sanctions lists plus global PEP databases — on real clients.
Full AccessRisk Scoring Engine
Configure your risk rules, classify clients Low / Medium / High, and see automated routing to your Compliance Officer in action.
Full AccessAudit Trail & Record Keeping
Every verification, screening result, and decision timestamped and logged. Export a real case file to see what AUSTRAC would see.
Full AccessEngagement Letter Generation
Auto-generate engagement letters from verified client data — no re-keying, no manual copy-paste from one system to another.
Full AccessPractice System Integration
Connect to Xero/XPM, FYI Docs, MYOB, QuickBooks, BGL, and LodgeIt — test the full integration with your actual practice tools.
Full AccessHow to Access Your Free Demo
Three simple steps. No credit card. No sales call required. Your 50 free credits are waiting.
Tell Us About Your Firm
You'll receive a short onboarding form to capture your practice details
Get Your Credentials
Receive your VERA login credentials and 50 free credits
6 Designated Services Categories
AUSTRAC defines six categories of designated services that bring accounting firms under the AML/CTF regime.
Your 9 AML/CTF Obligations Explained
Once your firm is captured, the following nine obligations must be met. These are not suggestions — they are enforceable requirements under the AML/CTF Act.
Be AML Ready before The Deadline
Get your AML program, staff training and client verification platform implemented in days, not months.
Readiness Checked
